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TheLloydsunderstandwhatittakestomakethingsgrowwhetheritx19sapplesorcharitablecontributions.phinex1candhavealwaysbeenawareofCatholicExtension.IthelpedbuildourchurchinmyhometownofClay-tonWashingtoninthelate1940s.Icanidentifywiththeneedforthemis-sionchurches.x1dWhensheandJimgotmarriedin1974theybegangivingtoCatholicExtension.Moreovertheywerebothax2ectedwhentheywouldreadx1cRe-memberusinyourwillx1dinExtensionmagazine.x1cThelifeinsurancepolicywasouridea.MyhusbandisaKnightofColumbusandoneofourfellowparishionerswassellinginsurancethroughtheKnights.WethoughtitwasagoodwaytohelpbothCatholicExtensionandtheKnightsofCo-lumbusx1dshesaid.x1cTherearetaxbenex1tstoo.x1dCatherineMarquisCatholicEx-tensionx19sdirectorofplannedgivingsaidthatexpertsagreetherearemanyadvantagestousinglifeinsuranceforcharitablegiving.Lifeinsuranceallowsyoutomakeamuchlargergix3tocharitythanyouotherwisewouldbeabletoax2ord.Theamountpaidinpremiumsisrelativelysmallwhiletheamountthecharitywillreceivecanbequitesubstantial.Becausethebenex17ciaryisachari-tableorganizationpremiumscanbetax-deductible.Inadditionlifein-surancehascertainestatetaxbenex1ts.Forexampleapolicycanbestruc-turedsothattheproceedsarenotincludedinyourgrossestate.Theamountofthedeathbenex17tisx1xedandnotax2ectedbymarketx0uctuationsorlossofprincipal.Andsincegix3soflifeinsurancearenotsubjecttoincomeandestatetaxesandotherexpensesthecharityreceives100percentofthegix3.Purchasinglifeinsurancedidnx19tchangetheLloydsx19outrightgivingtoCatholicExtensionwhichtheyhavebeendoingforalmost40years.Theydesignate2400eachyearforlead-ershiptrainingandgiveanadditional3000inunrestrictedfunds.x1cWex19realwaysprayingforvoca-tionsx1dexplainedJosephine.x1cIfwex19reprayingforthatwefeelweshouldhelpsupportitx1nanciallytoo.x1dTheLloydsareprayerfulandprag-maticpeople.TheyknowwhatittakestoproduceabountifulharvestnotonlyintheirappleorchardbutalsointheirChurchx13fortodayandforthefuture.Formoreinformationaboutgix0soflifeinsurancecontactCatherineMarquisdirectorofplannedgivingatCatholicExtensionat312-795-6043orcmarquiscatholicextension.org.PlanToday.IncludingCatholicExtensioninyourestateplanisabeautifulwaytoexpressyourlastingfaithhelpstrengthentheChurchinpoormissiondiocesesacrossAmericaandevenreceivetaxbenex0tsVisitwww.catholicextension.orgplannedgivingtodayandlearnhowyoucanmakeCatholicExtensionabenex0ciaryofyourwillorlivingtrustlifeinsuranceretirementplanFormoreinformationpleasecontactCatherineMarquis800.842.7804cmarquiscatholicextension.orgStrengthenFaithTomorrow.